The B.Com Honours with Research programme offered by St. Michael's College under the Kerala University FYUGP Scheme is a comprehensive and professionally oriented undergraduate programme designed to equip students with strong academic knowledge, practical skills, and research aptitude in the field of commerce and finance. The curriculum provides a progressive learning experience beginning with foundational areas such as accounting, business environment, management, banking, and financial systems, and gradually advancing to specialised domains including corporate accounting, taxation, auditing, investment management, financial markets, derivatives, behavioural finance, and business research. The programme also integrates multidisciplinary, value-added, and skill enhancement courses such as Digital Media Marketing, Sustainable Business Practices, Consumer Rights, Forensic Accounting, and Accounting Software, ensuring industry relevance and holistic development. With a balanced focus on academic excellence, practical exposure, entrepreneurship, and research, the programme prepares students for diverse career opportunities in accounting, banking, finance, taxation, corporate management, and entrepreneurship, while also laying a strong foundation for higher studies and professional qualifications such as CA, CMA, CS, MBA, M.Com, and research programmes.

The M.Com Finance programme offered by St. Michael's College is a professionally oriented postgraduate programme that provides advanced knowledge and practical exposure in finance, accounting, taxation, management, and research. The curriculum combines academic excellence with industry relevance through specialised courses in investment management, financial analysis, strategic management, risk management, taxation, accounting standards, and international finance. With the inclusion of internships, project work, and research-oriented learning, the programme equips students with analytical, managerial, and decision-making skills essential for careers in banking, finance, taxation, corporate consultancy, academia, and research, while also preparing them for professional qualifications and higher studies.

The programme is designed to develop advanced research skills and scholarly expertise in the field of Commerce and Business Studies. The programme encourages critical thinking, academic excellence, and innovative research through rigorous training in research methodology and analytical techniques. Scholars are guided to undertake original and meaningful research that contributes to academic knowledge and practical business applications. The programme prepares candidates for careers in higher education, research institutions, consultancy, policy-making, and the corporate sector while fostering intellectual growth, ethical research practices, and professional competence.

Commerce heralds all the economic episodes of social life by exchange of goods and services; and its auxiliaries. The different constituents of commerce have seeped into the micro and macro level of social transactions. Commerce had emancipated new order in every walk-in term of Quality and convenience. Insurance, Communication, Transportation, warehousing, banking and the frontiers are widening every now and then. Over the years, the discipline has outgrown its traditional outfits and now it sets new horizons including logistics, fintech, tourism, entrepreneurship and so on and so forth. Commerce now offers smart solutions for the entire spectrum of hindrances in exchange of values and utilities. Educationally, fine developments in Digital and economic integration have given fillip to the voyage of commerce discipline. An aspiring graduate of Commerce with its skillsets can certainly make a meaningful difference in the perspectives of life, career on the planet. 

Graduate attributes bridge the gap between academia and the real world, fostering lifelong learning and meaningful contributions. They denote the skills, competencies, and high-level qualities that a student should acquire during their university education. Apart from gathering content knowledge, these attributes go beyond the assimilation of information to its application in various contexts throughout a graduate's life. It aims to inculcate the art of critical thinking, problem-solving, professionalism, leadership readiness, teamwork, communication skills, and intellectual breadth of knowledge. The University of Kerala envisages to pave the path of guiding the student's journey to shape these attributes uniquely, making them integral to personal growth and success in various spheres of life. The University strives to ensure that these graduate attributes are not just checkboxes, but they play a pivotal role in shaping the students into capable, compassionate, and responsible individuals with a high degree of social responsibility.

PO-1 Critical thinking 
• analyze information objectively and make a reasoned judgment 
• draw reasonable conclusions from a set of information, and discriminate between useful and less useful details to solve problems or make decisions 
• identify logical flaws in the arguments of others 
• evaluate data, facts, observable phenomena, and research findings to draw valid and relevant results that are domain-specific 
 PO-2 Complex problem-solving 
• solve different kinds of problems in familiar and no-familiar contexts and apply the learning to real-life situations
 • analyze a problem, generate and implement a solution and to assess the success of the plan 
• understand how the solution will affect both the people involved and the surrounding environment 
PO-3 Creativity 
• produce or develop original work, theories and techniques 
• think in multiple ways for making connections between seemingly unrelated concepts or phenomena 
• add a unique perspective or improve existing ideas or solutions
 • generate, develop and express original ideas that are useful or have values 
PO-4 Communication skills
 • convey or share ideas or feelings effectively 
• use words in delivering the intended message with utmost clarity 
• engage the audience effectively 
• be a good listener who are able to understand, respond and empathize with the speaker • confidently share views and express himself/herself 
PO-5 Leadership qualities 
• work effectively and lead respectfully with diverse teams 
• build a team working towards a common goal
 • motivate a group of people and make them achieve the best possible solution. 
• help and support others in their difficult times to tide over the adverse situations with courage 
PO-6 Learning 'how to learn' skills
 • acquire new knowledge and skills, including 'learning how to learn skills, that are necessary for pursuing learning activities throughout life, through self-paced and selfdirected learning
 • work independently, identify appropriate resources required for further learning
 • acquire organizational skills and time management to set self-defined goals and targets with timelines • inculcate a healthy attitude to be a lifelong learner 
 PO-7 Digital and technological skills 
• use ICT in a variety of learning and work situations, access, evaluate, and use a variety of relevant information sources 
• use appropriate software for analysis of data 
• understand the pitfalls in the digital world and keep safe from them 
PO-8 Value inculcation 
• embrace and practice constitutional, humanistic, ethical, and moral values in life including universal human values of truth, righteous conduct, peace, love, nonviolence, scientific temper, citizenship values
• formulate a position/argument about an ethical issue from multiple perspectives 
• identify ethical issues related to work, and follow ethical practices, including avoiding unethical behaviour such as fabrication, falsification, or misrepresentation of data, or committing plagiarism, and adhering to intellectual property rights 
• adopt objective, unbiased, and truthful actions in all aspects of work

PSO 1 Understand the laws and regulations on business organisations and their compliance. 

PSO 2 Understand co-operative institutions' origin, functions, governance, and role in community engagement. 

PSO 3 Apply management concepts and theories to improve the skills across the functional areas of business. 

PSO 4 Apply assessment procedures of direct and indirect tax, and tax planning. 

PSO 5 Apply the formalities and procedures in law, finance, HR, and taxation in global business operations. 

PSO 6 Apply technology and software for accounting and business data analysis. 

PSO 7 Analyse the logistics and supply chain management systems and practices in business operations. 

PSO 8 Critically analyse the strategies in designing and marketing of sustainable tourism products. 

PSO 9 Analyse the concepts and theories of marketing in formulating strategies for business. 

PSO 10 Critically analyse the sources and application of funds in financial market and develop appropriate investment strategies. 

PSO 11 Evaluate the operational and financial performance of business entities, based on cost and financial statements prepared adhering transparency and disclosure principles.

PSO 12 Develop creativity quotient, awareness, values and ethics with sustainability in business practices. 

PSO 13 Generate skills for designing a research plan including data collection, analysis, interpretation, and preparation of research reports

 PSO 14 Create entrepreneurial competencies for the current start-up ecosystem in terms of legal regulations and state support.

A study tour shall be organized during the third year of the programme, and the report shall be submitted at the end of the sixth semester. Students are directed to visit industries and business organizations to obtain practical exposure to commerce, management, and organizational practices. Each student shall prepare and submit an individual study tour report based on the observations and insights gained during the visit.